Seminar Bisnis Perbangkan Bank Bukopin | Pembicara Ibu Mutia Amanatillah Tasya S.Kom

<div class="separator" style="clear: both; text-align: center;"> </div> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiv2kXGM21mSEwb14xCYl5rWjH1LeRvwHFmF_gCWdujQbk8Ep84bR2dcXjzlG9jgtxOD4mztUCLhhuiekWWz1CiDTEBhcAsiDmSQQeTwNTcrO3THT6X1jx8Xp7AakpSloFxbzvuskrD3k4/s1600/IMG-20160421-WA0016.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiv2kXGM21mSEwb14xCYl5rWjH1LeRvwHFmF_gCWdujQbk8Ep84bR2dcXjzlG9jgtxOD4mztUCLhhuiekWWz1CiDTEBhcAsiDmSQQeTwNTcrO3THT6X1jx8Xp7AakpSloFxbzvuskrD3k4/s400/IMG-20160421-WA0016.jpg" width="400" /></a></div> <div class="separator" style="clear: both; text-align: center;"> </div> <br /> <br /> Oke kali ini admin boom informasi akan berbagi hasil rangkuman kuliah tamu untuk mata kuliah business practice 4 (B4). Sebenarnya pada saat itu admin lagi gak enak badan jadi kurang fokus dalam ngerangkum materinya hehehe ....<br /> judul seminarnya "Retail Banking dan 4 Fungsi Bisnis Pada Perusahaan Jasa<br /> Perkenalan dulu yaa sama ibu pematerinya , karena ada istilah tak kenal maka tak sayang :p.<br /> <table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody> <tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrwmrp_6DLu439pX6yExwGCcBXLEuuWeS4NNoBLI0P9X6Vj4FRUrz_M99zxKw47pZJjmXZyqGi1dsfV3cL2ZI4TzdWYB4hx4Z0JcDRd5JOA44LRHwE8QbfUpDM5jX4wB-BE0q_bwvn8t4/s1600/IMG-20160421-WA0017.jpg" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrwmrp_6DLu439pX6yExwGCcBXLEuuWeS4NNoBLI0P9X6Vj4FRUrz_M99zxKw47pZJjmXZyqGi1dsfV3cL2ZI4TzdWYB4hx4Z0JcDRd5JOA44LRHwE8QbfUpDM5jX4wB-BE0q_bwvn8t4/s200/IMG-20160421-WA0017.jpg" width="111" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">Pemateri<br /> <br /> <br /> <br /></td></tr> </tbody></table> <br /> Nama : Mutia Amanatillah Tasya S.Kom<br /> Riwayat:<br /> Fisip UB ILKOM (2010)<br /> Advertorial Radar Malang (2009)<br /> Relationship officer bank bukopin malang (2010 - 2012) <br /> Funding Officer Mass Bank Bukopin Malang (2012 - 2014)<br /> Retail Banking Officer Bank Bukopin (2015 - sekarang)<br /> <br /> <b><br /></b> <b><br /></b> <b><br /></b><br /> <b><br /></b> <b><br /></b> <b><br /></b> <b><br /></b> <b>Kegiatan umum yang dilakukan Bank</b><br /> <ol> <li>Funding (menghimpun dana) kegiatan funding adalah mengumpulkan dana dari masyarakat kegiatan ini menawarkan dengan berbagai cara dengan berbagai jenis simpanan seperti : </li> </ol> <div>           Simpanan Tabungan : merupakan simpanan pada bank yang penarikannya sesuai dengan persyaratan yang ditetapkan oleh bank.</div> <div> <br /></div> <div>       2. Credit : Pengertian kredit adalah kemampuan untuk melaksanakan suatu pembelian atau mengadakan suatu pinjaman dengan suatu janji, pembayaran akan dilaksanakan pada jangka waktu yang telah disepakati.</div> <br /> <br /> <div>      </div> <div> <br /></div> <div> Perbankan adalah bisnis yang berdasarkan kepercayaan, saling menjalin kepercayaan antara nasabah dan pihak perbankan.</div> <div> --> DPK (Dana Pihak Ketiga)</div> <div> --> KYD (Kredit Yang Diberikan)</div> <div> <br /></div> <div> <b>Jenis-Jenis Bank </b></div> <div>   --> Bank Sentral : Merupakan bank yang tugasnya sebagai bank induk dari bank lainnya contohnya Bank Indonesia</div> <div>   --> Bank Umum : Merupakan bank yang memberikan kemudahan dalam lalu lintas pembayaran </div> <div>   --> Bank BPR (Bank Pengkreditan Rakyat)</div> <div>   --> Bank Syariah : Merupakan bank yang menerapkan sistem bagi hasil sesuai kesepakatan.</div> <div> <br /></div> <div> <b>Menariknya kerja di bank</b></div> <div> <ul> <li>Life time relationship : siklus hidup manusia dapat dilayani oleh bisnis consumer banking</li> <li>Sistem Kompleks dan paling aman</li> <li>Gaji dan Kesejahteraan terjamin</li> <li>Berbagai program yang menghasilkan insentif</li> <li>jenjang karir sangat terbuka </li> <li>Care terhadap penampilan, komunikatif dan percaya diri</li> </ul> <div> <br /></div> <div> <b>Proses Rekruitmen Pegawai </b></div> <div> <ol> <li>Psikotes Internal</li> <li>Tes Tulis</li> <li>Interview Tahap 1</li> <li>Interview Tahap 2 oleh pimpinan cabang</li> <li>Psikotes Eksternal</li> <li>Interview Tahap 3 oleh HRD</li> <li>Tes Kesehatan</li> </ol> </div> <div> <b>Macam-macam Direktoral dalam Bank</b></div> </div> <div> <ul> <li>Direktoral Pengembangan Bisnis dan TI</li> <li>Direktoral  Retail </li> <li>Direktoral  Mikro</li> <li>Direktoral  Keuangan dan Perencanaan</li> <li>Direktoral  Pelayanan dan Operasi</li> <li>Direktoral  MRK dan PSDM</li> </ul> <div> <br /></div> </div> <div> <b>Sekilas Gallery Saat Seminar:</b></div> <div> <br /></div> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEik3J76jY_fe8AK56wSFkoXLP7C25AkCTuNg-vUpCZOxyeCzVqalRiXjL6Cj5YcWrEgl_F6ML8Zm2oPdwt290P-XFwJI_KajIJjrzJCeqa1-mX9b7LCPrcKgNTFB5cgUYozeBQPYKueJcs/s1600/IMG-20160421-WA0030.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEik3J76jY_fe8AK56wSFkoXLP7C25AkCTuNg-vUpCZOxyeCzVqalRiXjL6Cj5YcWrEgl_F6ML8Zm2oPdwt290P-XFwJI_KajIJjrzJCeqa1-mX9b7LCPrcKgNTFB5cgUYozeBQPYKueJcs/s320/IMG-20160421-WA0030.jpg" width="320" /></a></div> <br /> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj26pmg5_eyPOsF6UFvPrftihierRlQ_SL1v-wIMLr7UYff4lvR4V-zyCZMKG8IEwsc0pOSlf4ehwga6DCjGsBwz4GWVX2MZPgesQYc1KY1x_nxed3-OfriblILhpKK8AucrAxQ1nCqE9s/s1600/IMG-20160421-WA0033.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj26pmg5_eyPOsF6UFvPrftihierRlQ_SL1v-wIMLr7UYff4lvR4V-zyCZMKG8IEwsc0pOSlf4ehwga6DCjGsBwz4GWVX2MZPgesQYc1KY1x_nxed3-OfriblILhpKK8AucrAxQ1nCqE9s/s320/IMG-20160421-WA0033.jpg" width="320" /></a></div> <br /> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgH4kqO6m22RkgfvzO8lobNsnP6sUWbqG_ZKmlpYHaxqiVmhaZzavyhLuYKSSq6Q7G7fhArSD2mpqhoSLDSTYS06ls2BQM3K6Dc67sdHwE1wrvtguJgpY99CAGT5Ckx5X339lGDJThigio/s1600/IMG-20160421-WA0035.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgH4kqO6m22RkgfvzO8lobNsnP6sUWbqG_ZKmlpYHaxqiVmhaZzavyhLuYKSSq6Q7G7fhArSD2mpqhoSLDSTYS06ls2BQM3K6Dc67sdHwE1wrvtguJgpY99CAGT5Ckx5X339lGDJThigio/s320/IMG-20160421-WA0035.jpg" width="320" /></a></div> <div> <br /></div> <br /> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcnsOLFWAjOC2N7BaTo-u6ir2Vm8l7oU71EzGddxPE8F8AmKGh9-eMKTh2t-AA4PPTxGm4jaUcuYdmXcxyjA-l-6dontmsHA3fU_1W2yP_yYDgZtMUDYjHyjBNOADffAVIOuD5NaAR5uw/s1600/IMG-20160421-WA0020.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcnsOLFWAjOC2N7BaTo-u6ir2Vm8l7oU71EzGddxPE8F8AmKGh9-eMKTh2t-AA4PPTxGm4jaUcuYdmXcxyjA-l-6dontmsHA3fU_1W2yP_yYDgZtMUDYjHyjBNOADffAVIOuD5NaAR5uw/s320/IMG-20160421-WA0020.jpg" width="320" /></a></div> <h2 style="background-color: white; border: 0px; clear: both; font-family: Arial, Helvetica, sans-serif; font-size: 24px; line-height: 30px; margin: 0px 0px 6px; outline: 0px; padding: 0px; text-align: justify; vertical-align: baseline;"> </h2>

Seminar Bisnis Perbangkan Bank Bukopin | Pembicara Ibu Mutia Amanatillah Tasya S.Kom

Oke kali ini admin boom informasi akan berbagi hasil rangkuman kuliah tamu untuk mata kuliah business practice 4 (B4). Sebenarnya pa...

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Perbedaan Cara Berbisnis Pada Perusahaan Manufaktur, Retail, dan Jasa

<div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 18px; text-align: justify;"> <br /></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 18px; text-align: justify;"> <b><span style="background-color: white; font-family: "times new roman" , serif; font-size: 18pt; line-height: 36px;"><span style="color: red;">MANUFAKTUR</span></span></b></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 18px; text-align: justify;"> <b><span style="background-color: white; font-family: "times new roman" , serif; font-size: 18pt; line-height: 36px;"><br /></span></b></div> <div class="MsoListParagraphCxSpMiddle" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-left: 0.25in; text-align: justify; text-indent: 45pt;"> </div> <div class="MsoListParagraphCxSpMiddle" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; margin-left: 0.25in; text-align: justify;"> </div> <div> <b style="background-color: white; font-family: times, 'times new roman', serif; font-size: 13px; line-height: 14.7pt; text-align: justify; text-indent: 0.4in;"><span style="font-size: 12pt;">Perusahaan manufaktur (manufacturing bussines)</span></b><span style="background-color: white; font-family: "times" , "times new roman" , serif; font-size: 12pt; line-height: 14.7pt; text-align: justify; text-indent: 0.4in;"> adalah perusahaan yang kegiatannya membeli bahan baku kemudian mengolah bahan baku dengan mengeluarkan biaya-biaya lain menjadi barang jadi yang siap untuk di jual. Dari <b>definisi perusahaan manufaktur</b> tersebut, dapat disimpulkan bahwa dalam <b>perusahaan manufaktur</b> terdapat persediaan bahan baku dan persediaan barang jadi.</span></div> <div> <span style="background-color: white; font-family: "times" , "times new roman" , serif; font-size: 12pt; line-height: 14.7pt; text-align: justify; text-indent: 0.4in;"><br /></span></div> <div> <div class="MsoNormal" style="background: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 14.7pt; margin-bottom: 0in; text-align: justify; text-indent: 0.4in;"> <span style="font-size: 12pt;"><span style="font-family: "times" , "times new roman" , serif;">Kegiatan khusus dalam <b>perusahaan manufaktur</b> adalah mengolah bahan baku menjadi barang jadi, kegiatan ini sering disebut sebagai proses produksi. Selama proses produksi tentunya dibutuhkan biaya produksi. Biaya produksi adalah biaya-biaya yang terjadi dalam proses pengelolahan bahan baku menjadi barang jadi sehingga barang jadi siap untuk dijual.<o:p></o:p></span></span></div> <br style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px;" /> <div class="MsoNormal" style="background: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 14.7pt; margin-bottom: 12pt; text-indent: 0.4in;"> <span style="font-size: 12pt;"><span style="font-family: "times" , "times new roman" , serif;">Terdapat 3 unsur biaya produksi antara lain biaya bahan baku, biaya tenaga kerja langsung dan biaya-biaya lain selain biaya bahan baku dan biaya tenaga kerja langsung untuk menyelesaikan barang jadi. Biaya-biaya lain selain biaya bahan baku dan biaya tenaga kerja langsung tersebut sering disebut dengan istilah <b>biaya overhead pabrik</b>.<br /><br />Salah satu contoh yang saya rangkum dari materi yang di sampaikan oleh narasumber adalah proses pembuatan wine yang baik, yang meliputi 6 proses.<br />1. Cuci dan Kupas<br />2. Filtrasi<br />3. Fermentasi<br />4. Fermentasi<br />5. Aging (Penyimpanan dalam tempat dalam waktu lama)<br />6. Pengisian</span></span></div> </div> <div> <div class="MsoNormal" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px;"> <span style="font-size: 12pt; line-height: 17.12px;"><span style="font-family: "times" , "times new roman" , serif;">Dalam TPS dikenal adanya istilah 3M (Muda, Mura, Muri) yang harus dihilangkan.<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpFirst" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">-<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">        </span></span><span style="font-size: 12pt; line-height: 17.12px;">MUDA artinya aktifitas yang mubazir atau tidak memberikan nilai tambah<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpMiddle" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">-<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">        </span></span><span style="font-size: 12pt; line-height: 17.12px;">MURA artinya melakukan pekerjaan tidak sesuai prosedur atau semrawut<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpLast" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">-<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">        </span></span><span style="font-size: 12pt; line-height: 17.12px;">MURI artinya bekerja tidak sesuai beban seharusnya</span></span></div> </div> <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKV1hqyLo1fYPBhrkkbaSg-wgugJRxlUE_rcFCxu2JtGZnc2MefoE_bsDNEq2lhYeKuduiWrHWl3bPjJXxGOIHcuE-UeweciBA_WCrQF9qnLCPnkyP-ApA2C1LolHYaVL-4sIvAo_uLIA/s1600/Picture1.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="236" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKV1hqyLo1fYPBhrkkbaSg-wgugJRxlUE_rcFCxu2JtGZnc2MefoE_bsDNEq2lhYeKuduiWrHWl3bPjJXxGOIHcuE-UeweciBA_WCrQF9qnLCPnkyP-ApA2C1LolHYaVL-4sIvAo_uLIA/s640/Picture1.png" width="640" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">PT.Denso Indonesia</td></tr> </tbody></table> <br /> <div class="separator" style="clear: both; text-align: center;"> </div> <div class="separator" style="clear: both; text-align: center;"> </div> <div class="MsoListParagraphCxSpLast" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;"><br /></span></span></div> <div class="MsoListParagraphCxSpLast" style="text-indent: -0.25in;"> <div class="MsoNormal" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: 0px;"> <span style="font-size: 12pt; line-height: 17.12px;"><span style="font-family: "times" , "times new roman" , serif;">PT Denso Indonesia</span></span></div> <div class="MsoNormal" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: 0px;"> <span style="font-size: 12pt; line-height: 17.12px;"><span style="font-family: "times" , "times new roman" , serif;">Di lantai produksi dari PT Denso terdapat lampu sirine warna kuning. Ini disebut ANDON, yaitu isyarat untuk menunjukkan  di unit itu ada masalah dan butuh bantuan. Selain andon kuning terdapat andon hijau dan andon merah. Hijau berarti system berjalan normal. Merah menandakan lini/mesin berhenti karena ada masalah<o:p></o:p></span></span></div> <div class="MsoNormal" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: 0px;"> <span style="font-size: 12pt; line-height: 17.12px;"><span style="font-family: "times" , "times new roman" , serif;">Bila andon kuning dinyalakan maka MIZUSUMASHI (operator penanganan bahan dan kanban) akaan dating untuk membantu dimana proses tetap berjalan.</span></span></div> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUD1Dj2lENvLRYJALjIyQVQhGgBDZvK5nrZgBrYwDuK4oTDcZ8IZCCQ7LOUMASfIFrKfi1k4SafPbQ9qa8mG8RuvJ9Y_gHw7Gg6rABYKUxdJeN4wRMvtM-9cFlBjs-TpXJEyENhg_DLIM/s1600/Picture2.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="208" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUD1Dj2lENvLRYJALjIyQVQhGgBDZvK5nrZgBrYwDuK4oTDcZ8IZCCQ7LOUMASfIFrKfi1k4SafPbQ9qa8mG8RuvJ9Y_gHw7Gg6rABYKUxdJeN4wRMvtM-9cFlBjs-TpXJEyENhg_DLIM/s320/Picture2.png" width="320" /></a></div> <div class="MsoNormal" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: 0px;"> <span style="font-size: 12pt; line-height: 17.12px;"><span style="font-family: "times" , "times new roman" , serif;"><br /></span></span></div> <div class="MsoNormal" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: 0px;"> <span style="font-size: 12pt; line-height: 17.12px;"><span style="font-family: "times" , "times new roman" , serif;">Ada 8 pemborosan yang diidentifikasikan dalam total production system (TPS) dan selalu terus menerus di cari untuk di keluarkan dari prossesnya, yaitu<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpFirst" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">1     .<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">     </span></span><span style="font-size: 12pt; line-height: 17.12px;">Produksi berlebih<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpMiddle" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">2     .<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">    </span></span><span style="font-size: 12pt; line-height: 17.12px;">Waktu menunggu<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpMiddle" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">3     .<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">    </span></span><span style="font-size: 12pt; line-height: 17.12px;">Transport yang tidak diperlukan<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpMiddle" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">4     .<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">    </span></span><span style="font-size: 12pt; line-height: 17.12px;">Pemprosesan berlebih<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpMiddle" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">5     .<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">    </span></span><span style="font-size: 12pt; line-height: 17.12px;">Inventori berlebih<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpMiddle" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">6     .<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">    </span></span><span style="font-size: 12pt; line-height: 17.12px;">Gerakan yang tidak diperlukan<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpMiddle" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">7     .<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">    </span></span><span style="font-size: 12pt; line-height: 17.12px;">Produck defect<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpLast" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;">8     .<span style="font-size: 7pt; font-stretch: normal; line-height: normal;">    </span></span><span style="font-size: 12pt; line-height: 17.12px;">Kreativitas karyawan yang tidak digunakan</span></span></div> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSdnu0k5i7H5WEmgiEj0Y79oYrfRvsWRDHR5Kta0Lk4pqdwGJdfhnF2pvW1S9w0TaMaBnVD7mIgUu1n5fhHRJtyzS41y42BDtblxKEQY_vzgF30tMR0NJqkkVHitBGy6I6fvb20uwh6EM/s1600/Picture3.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="257" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSdnu0k5i7H5WEmgiEj0Y79oYrfRvsWRDHR5Kta0Lk4pqdwGJdfhnF2pvW1S9w0TaMaBnVD7mIgUu1n5fhHRJtyzS41y42BDtblxKEQY_vzgF30tMR0NJqkkVHitBGy6I6fvb20uwh6EM/s400/Picture3.png" width="400" /></a></div> <div class="MsoListParagraphCxSpLast" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;"><br /></span></span></div> <div class="MsoListParagraphCxSpLast" style="color: #444444; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="background-color: white; font-size: 12pt; line-height: 17.12px;"><br /></span></span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="background-color: white;"><span style="color: #cccccc; font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">    </span><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;"> </span><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;"> Adapun trik yang dilakukan perusahaan luar negeri contohnya pada negara jepang</span><br style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;" /><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">pada perusahaan mobil toyota jepang.</span><br style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;" /><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">pertama adalah </span><b style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">Kaizen</b><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">. </span><b style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">Kaizen </b><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">sendiri merupakan penyempurnaan kecil tetapi yang dilakukan terus menerus(Sakichi Toyoda 1867 - 1930)</span><br style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;" /><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">kedua adalah </span><b style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">Jidoka. Jidoka </b><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">adalah penghentian proses produksi saat ada masalah (otomasi)</span><br style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;" /><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">dan yang ketiga adalah JIT atau Just In Time yaitu produksi yang tepat waktu dimana setiap prosesnya hanya memproduksi sejumlah komponen yang diperlukan pada langkah selanjutnya dalam lini produksi sebelum diperlukan dengan tepat waktu.</span><br style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;" /><br style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;" /><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;">Jidoku memiliki 3 saran yaitu Andon(menggunakan sebuah lampu sinyal), Pokayoke (pendeteksi kondisi abnormal pada proses) dan  Fixed Position Stop System (standar posisi berhentinya unti di konveyor pada saat start akhir produksi serta pada kondisi line stop)</span></span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-size: 14.85px; line-height: 20.79px; text-indent: 0px;"><span style="color: red;"><br /></span></span></span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <div class="MsoNormal" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; text-align: justify;"> <b style="text-indent: -0.25in;"><span style="background-color: white; font-family: "times new roman" , serif; font-size: 18pt; line-height: 27.6px;"><span style="color: red;">      RETAIL</span></span></b></div> <div class="MsoNormal" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; text-align: justify;"> <span style="background-color: white;"><br /></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 18px; text-align: justify; text-indent: 0.5in;"> </div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 18px; text-align: justify; text-indent: 0.5in;"> <span style="background-color: white; font-family: "times new roman" , serif; font-size: 12pt; line-height: 24px;">Perusahaan retail adalah perusahaan yang menjual barang dagangantersebut sesuai izin yang berlaku. Perusahaan retail sendiri terbagi menjasi dua yaitu : Perusahaan retail modern dan tradisional.<o:p></o:p></span></div> <div class="MsoNormal" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; text-align: justify;"> <span style="background-color: white; font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">      Dalam distribusi di :<o:p></o:p></span></div> <div class="MsoListParagraphCxSpFirst" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; text-align: justify; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "symbol"; font-size: 12pt; line-height: 18.4px;">·<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;">         </span></span><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">Pasar Tradisional dilayani oleh tim grosir dan pengecer.<o:p></o:p></span></span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; text-align: justify; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "symbol"; font-size: 12pt; line-height: 18.4px;">·<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;">         </span></span><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">Pasar Modern dilayani oleh tim supermarket, minimarket, dan Hypermarket.</span></span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; text-align: justify; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;"><br /></span></span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; text-align: justify; text-indent: -0.25in;"> <span style="background-color: white;"><span style="color: #666666; font-family: "times new roman" , serif; font-size: 16px; line-height: 18.4px; text-indent: 48px;">     </span><span style="font-family: "times new roman" , serif; font-size: 16px; line-height: 18.4px; text-indent: 48px;">S</span></span><span style="background-color: white; font-family: "times new roman" , serif; font-size: 16px; line-height: 18.4px; text-indent: 48px;">ebagai contoh PT. Arta Boga Cemerlang mempunyai beberapa produk yang sudah banyak di ketahui dan di konsumsi oleh masyarakat luas, yaitu Teh gelas, Rainbow, Fullow, Kurang Asem, MintZ, Blaster Poop, Torpedo, Tango, Kiranti, Kratingdeng, Formula, YouC1000, Klop, Station Rasa, Alkali, ABC, Oops, Kaya King, Vita, dan lainnya.</span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; text-align: justify; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;"><br /></span></span></div> <table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody> <tr><td style="text-align: center;"><a href="http://4.bp.blogspot.com/-NhX1gMw8dVQ/VbbtJ3K-xmI/AAAAAAAAEQw/lexUoRHPkR0/s1600/Kesempatan%2BKerja%2Bdi%2BPT.Artaboga%2Bcemerlang%2BCabang%2BLampung.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="175" src="https://4.bp.blogspot.com/-NhX1gMw8dVQ/VbbtJ3K-xmI/AAAAAAAAEQw/lexUoRHPkR0/s1600/Kesempatan%2BKerja%2Bdi%2BPT.Artaboga%2Bcemerlang%2BCabang%2BLampung.jpg" width="400" /></a></td></tr> <tr><td class="tr-caption" style="text-align: center;">PT.Artaboga Cemerlang</td></tr> </tbody></table> <div class="MsoListParagraphCxSpLast" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 17px; text-align: justify; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;"><br /></span></span></div> </div> <div class="MsoListParagraphCxSpLast" style="text-indent: -0.25in;"> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 0.25in; text-indent: -0.25in;"> <span style="background-color: white; font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">Karakteristik Industri Retail :<o:p></o:p></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 0.5in; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">1.<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;">      </span></span><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">Membeli barang untuk dijual kembali.<o:p></o:p></span></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 0.5in; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">2.<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;">      </span></span><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">Kesuksesan perusahaan ditentukan oleh pendistribusian barang ke supplier-supplier.<o:p></o:p></span></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 0.5in; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">3.<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;">      </span></span><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">Revenue ditentukan oleh "Saluran Distribusi" yang digunakan perusahaan</span></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 0.5in; text-indent: -0.25in;"> <b style="color: red; font-family: 'Times New Roman', serif; font-size: 24px; line-height: 27.6px; text-align: justify; text-indent: -0.25in;"><br /></b></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 0.5in; text-indent: -0.25in;"> <b style="color: red; font-family: 'Times New Roman', serif; font-size: 24px; line-height: 27.6px; text-align: justify; text-indent: -0.25in;">JASA</b></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 0.5in; text-indent: -0.25in;"> <b style="color: red; font-family: 'Times New Roman', serif; font-size: 24px; line-height: 27.6px; text-align: justify; text-indent: -0.25in;"><br /></b></div> </div> <div class="MsoListParagraphCxSpLast" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <b style="line-height: 19.2px; text-align: justify; text-indent: 0px;"><span style="font-size: 12pt;"><span style="font-family: "times" , "times new roman" , serif;"><span style="color: #444444;">      </span>Perusahaan jasa adalah</span></span></b><span style="font-size: 12pt; line-height: 19.2px; text-align: justify; text-indent: 0px;"><span style="font-family: "times" , "times new roman" , serif;"> perusahaan yang mempunyai kegiatan utama memberikan pelayanan, kemudahan, dan kenyamanan kepada masyarakat untuk memperlancar aktivitas produksi maupun konsumsi. Jasa yang dihasilkan bersifat abstrak tapi bisa dirasakan manfaatnya oleh konsumen. Misalnya: Perusahaan jasa telekomunikasi, transportasi dan asuransi.</span></span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-size: 12pt; line-height: 19.2px; text-align: justify; text-indent: 0px;"><span style="font-family: "times" , "times new roman" , serif;"><br /></span></span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-size: 12pt; line-height: 19.2px; text-align: justify; text-indent: 0px;"><span style="font-family: "times" , "times new roman" , serif;"><br /></span></span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif; line-height: 19.2px; text-align: justify; text-indent: 0px;"><span style="font-size: 12pt;"><span style="background-color: white;">      </span></span></span><span style="background-color: white; font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px; text-align: justify; text-indent: 0.5in;">Perusahaan Jasa tidak memiliki persediaan barang untuk di pasarkan. Tetapi produk mereka bersifat tidak wujud seperti perusahaan dagang atau manufaktur. Produk mereka terlihat berupa hasil jasa mereka. Sebagai contohnya yaitu Johnny Andrean yang sukses dalam usaha Salon yang mempunyai banyak cabang di Indonesia. Beberapa kunci kesuksesan Johnny Andrean, yaitu :</span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="background-color: white; font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px; text-align: justify; text-indent: 0.5in;"><br /></span></div> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEid84p7TzvFHP4uA2YL8sBddwNQRQQ6iMQ1PLA40BlKaYil526pYYoupKCqo4FQb7uLW_kv-hGP-zJDO-Z8mbr9f8oE3zUv2N785DzSZ1YkxeW6BdWxAd8SERzQvWanGNZT0Tf7bKPU75s/s1600/1426407611.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEid84p7TzvFHP4uA2YL8sBddwNQRQQ6iMQ1PLA40BlKaYil526pYYoupKCqo4FQb7uLW_kv-hGP-zJDO-Z8mbr9f8oE3zUv2N785DzSZ1YkxeW6BdWxAd8SERzQvWanGNZT0Tf7bKPU75s/s1600/1426407611.jpg" /></a></div> <div class="MsoListParagraphCxSpLast" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="background-color: white; font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px; text-align: justify; text-indent: 0.5in;"><br /></span></div> <div class="MsoListParagraphCxSpLast" style="font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="background-color: white; font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px; text-align: justify; text-indent: 0.5in;"><br /></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 27pt; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">1.<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;">      </span></span><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">Berbekal pengalaman, keterampilan, dan keramahan.<o:p></o:p></span></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 27pt; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">2.<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;">      </span></span><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">Selalu turun ke lapangan sendiri dalam usaha yang digelutinya.<o:p></o:p></span></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 27pt; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">3.<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;">      </span></span><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">Memberikan sentuhan pribadi kepada pelanggannya.<o:p></o:p></span></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 27pt; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">4.<span style="font-family: "times new roman"; font-size: 7pt; line-height: normal;">      </span></span><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;">Membangun komunikasi atau hubungan kepada karyawan dengan baik.</span></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 27pt; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;"><br /></span></span></div> <div class="MsoNoSpacing" style="font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 12px; line-height: 13.8px; margin-left: 27pt; text-indent: -0.25in;"> <span style="background-color: white;"><span style="font-family: "times new roman" , serif; font-size: 12pt; line-height: 18.4px;"><br /></span></span></div> <div class="MsoNoSpacing" style="margin-left: 27pt; text-indent: -0.25in;"> <span style="color: red; font-family: "times new roman" , serif; font-size: large;"><span style="background-color: white; line-height: 18.4px;">Gallery Foto saat Seminar</span></span></div> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjhrWvth22IfdSQ6XFMRYEMjPl42VmLQNhe_fmjqddlD6MzDElrGQLEWA5INC9Ot-m3BQzmuM0_sYwArmMTxNO8IUQ3nTw4bRV2T9LYx6CqoBzTtqa-ywcW_ldVE52jWP7AJCdtW0ge7biJ/s1600/9975.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjhrWvth22IfdSQ6XFMRYEMjPl42VmLQNhe_fmjqddlD6MzDElrGQLEWA5INC9Ot-m3BQzmuM0_sYwArmMTxNO8IUQ3nTw4bRV2T9LYx6CqoBzTtqa-ywcW_ldVE52jWP7AJCdtW0ge7biJ/s1600/9975.jpg" width="320" /></a></div> <div class="separator" style="clear: both; text-align: center;"> <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9XCF7jxTK6JdPze7DvyhnygUdGSQr0wwUN0UYxrHlSpX1hxaFrrmfEBOapNhaXkG9L3giU8Z5TQNsT3IGoxMph8uwWbmepnyuKtm51flafH4thCve3HwjVgmOaiJw6pwALIj7J4Q7PuHt/s1600/9972.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9XCF7jxTK6JdPze7DvyhnygUdGSQr0wwUN0UYxrHlSpX1hxaFrrmfEBOapNhaXkG9L3giU8Z5TQNsT3IGoxMph8uwWbmepnyuKtm51flafH4thCve3HwjVgmOaiJw6pwALIj7J4Q7PuHt/s1600/9972.jpg" width="320" /></a></div> <div class="MsoNoSpacing" style="margin-left: 27pt; text-indent: -0.25in;"> <span style="color: red; font-family: "times new roman" , serif; font-size: large;"><span style="background-color: white; line-height: 18.4px;"><br /></span></span></div> </div> <div class="MsoListParagraphCxSpLast" style="background-color: white; color: #444444; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;"><br /></span></span></div> <div class="MsoListParagraphCxSpLast" style="background-color: white; color: #444444; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 13px; line-height: 18.2px; text-indent: -0.25in;"> <span style="font-family: "times" , "times new roman" , serif;"><span style="font-size: 12pt; line-height: 17.12px;"><br /></span></span></div>

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